中银消费金融 - Finance App

HomeApps中银消费金融中银消费金融BOC Consumer Finance CO., Ltd./Finance

No-nonsense credit. The app puts financial control in your hands, blending digital ease with dedicated support. No more guessing games.

Current rank

30+Outside top 30 · US Free · Finance

Downloads

1M+App Store

User Rating

2.8/5546

Total Ratings

546Updated daily

Live market data by MWM Intelligence — 15M+ apps tracked.

Features5FAQ5ReviewsAlternativesTopicsMarket profileApp StoreFeaturesCapability mapCore workflows, user promises, and product signals extracted from the store listing.

High Credit Limit & Online ApplicationIt allows users to apply for credit with a maximum limit of 200,000, catering to their short-term liquidity or consumption needs with significant borrowing power.

Dedicated Offline Customer SupportThe app provides a dedicated offline customer manager (1-to-1) for comprehensive support, blending digital convenience with personalized human assistance, which is highly valued by risk-averse consumers.

Real-time Application Progress TrackingThis tool features real-time progress tracking for loan applications, offering transparency and reducing anxiety for users who prioritize institutional trust.

Convenient Repayment ManagementIt allows users to easily check repayment information and utilize a one-click repayment function, simplifying financial management and ensuring timely payments.

Official State-Owned Financial Institution StatusThe app emphasizes its status as the sole official application from a state-owned, licensed financial institution, building trust and assuring users of its legitimacy and security against fraud.

View more (2) FAQQuick answersUseful context before comparing, ranking, or downloading this app.

Is 中银消费金融 (BOC Consumer Finance) a safe and legitimate app for consumer loans?Yes, 中银消费金融 (BOC Consumer Finance) is a state-owned licensed financial institution established in June 2010. It is the official app of BOC Consumer Finance Co., Ltd., prioritizing user security.

What is the maximum loan amount available through the 中银消费金融 (BOC Consumer Finance) app?The 中银消费金融 (BOC Consumer Finance) app allows users to apply for a maximum loan amount of 200,000 RMB. Applications are processed online, with real-time progress inquiries.

Does 中银消费金融 (BOC Consumer Finance) offer personalized customer support?Yes, 中银消费金融 (BOC Consumer Finance) provides dedicated offline customer service. Users receive one-on-one support from a customer manager for personalized assistance throughout the loan process.

Does 中银消费金融 (BOC Consumer Finance) charge fees for loan applications?No, 中银消费金融 (BOC Consumer Finance) explicitly states it will not charge any fees through individuals or request money transfers to personal accounts. Users should beware of financial fraud.

How can I contact customer service for 中银消费金融 (BOC Consumer Finance)?Users can access customer support for 中银消费金融 (BOC Consumer Finance) by calling the official customer service hotline at 95137, visiting their official website, or contacting them via official WeChat.

ReviewsCustomer ReviewsWhat real users say about this app

2.5/5133 reviews

All versionsVersion 5.7.55 ☆504 ☆03 ☆12 ☆31 ☆79AlternativesTop 3 alternatives to 中银消费金融 for instant personal loansLooking for apps like 中银消费金融? Here are the closest alternatives, compared side by side. Gain immediate access to cash to solve urgent financial shortfalls without the complexities and barriers of traditional banking.

Comparison of {app} with its 3 closest alternativesMetric中银消费金融 — This appEMKAN FinanceCoparfin DineroCUB VietnamStore rating2.8★ (546)4.5★ (120.1K)4.6★ (63.2K)4.9★ (60.2K)Written reviews2.5★ / 1331.9★ / 1,6152.3★ / 2,8403.7★ / 725Downloads1M+2.5M+250k+500k+PriceFreeFreeFreeFreeLast updateApr 2025Jul 2026Jan 2026Jul 2026See the full comparison +TopicsTopics & ClassificationDiscovery paths to related apps and capabilities.

CategoriesFinance & AccountingSpecialtiesBank ReconciliationCapabilitiesMalware ProtectionPHP LanguageBillionaire & CEOData AvailabilitySmall Group ToursMarket profileStore intelligenceListing metadata, ranking context, and store signals from the MWM Intelligence platform.

Publisher

BOC Consumer Finance CO., Ltd.

Category

Finance

Device

iPhone

Locales

1

Latest Version

5.4.5

Size

147.6 MB

First Released

Jun 30, 2018

Live market data by MWM Intelligence — 15M+ apps tracked.

See full ranking

Top Finance apps on the App Store — hourly updated

123The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App StoreScreenshots1 / 5

Transparent Financial Accessionally Accessible Credit Services Exposed Trustworthy Lending Solutions Simplified With High Credit Limits And Efficient Processing Capabilities For Reliable Consumer Financing Requirements.

Optimized Loan Application Streamlined Lending Experience Showcasing Rapid Approval Workflows And Digital Convenience Designed For Users Seeking Swift Access To Personal Credit Solutions.

Flexible Borrowing Options Dedicated Lending Features Highlighting Unsecured Credit Access And Versatile Repayment Terms Tailored To Meet Individual Consumer Needs With Maximum Financial Agility.

Enhanced Security Education Integrated Anti-Fraud Resources Offering Users Proactive Awareness Tools And Interactive Modules To Protect Financial Health In A Digital Landscape.

Institutional Credibility Verified Licensed Operations Displaying Authentic Corporate Status And Regional Support Networks That Reinforce User Confidence In Licensed Financial Services.

Description信用服务美好生活！

一、【平台介绍】

中银消费金融有限公司成立于2010年6月，作为国有持牌金融机构，中银消费金融坚持党建引领，持续践行“以人民为中心”的发展理念，经过多年在消费金融行业的深耕细作，为广大客户提供简单、便捷、专业、灵活的消费融资服务。多年的优秀行业实践积淀出“党建引领、双轮驱动、金融科技、市场品牌”等优势，深入推进高质量发展。

二、【产品优势】

1、最高20万额度，支持在线申请，进度实时查询。

2、线下专人跟进，1对1客户经理全面对接，省力省心。

3、还款信息随时可查，更有一键还款功能。

三、【联系我们】

官方网站：www.boccfc.cn

官方微信：中银消费金融（微信号：boccfc）

客服电话：95137

四、【特别提醒】

此App为中银消费金融有限公司唯一官方App，请您切勿通过微信、QQ、短消息等附带的下载链接盲目下载非正规应用市场发布的App。

中银消费金融不会通过个人向您收取任何费用，也不会要求您将钱款转入个人账户，请您注意防范金融诈骗风险，或可拨打95137客服电话进行咨询。

DownloadLegal noticeThis page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.